Abstract

The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a multi-peril national level crop insurance scheme that was launched by the Government of India on 13th January 2016. It was subsequently rolled out in June 2016. PMFBY is a successor to earlier schemes such as the National Agricultural Insurance Scheme (NAIS) and the more recent Modified Agricultural Insurance Scheme (MNAIS). Through PMFBY, the Government of India aims to incorporate the best features from all the previous crop insurance schemes while also addressing their shortcomings. Against this context, CBPS is conducting an in-depth assessment of the scheme, examining its overall implementation in Karnataka as well as assess farmer enrollment and uptake trends across districts in Karnataka. Findings from the project have been disseminated in 3 different reports, each report covering a different aspect of the study.

This report has the primary objective of analysing farmer enrolment patterns in the PMFBY scheme and their pertinent trends across the Kharif and Rabi seasons for 2016 and 2017, as well as across landholding size, crops grown and farmer types across the districts of Uttara Kannada, Gadag and Raichur in Karnataka. Findings from the study indicate that irrigation, climate, cropping season and claim settlement play a major role in farmer enrollment. The report substantiates this claim by offering situtations from the data, demonstrating how good rainfall leads to lower uptake, while delays in claims payment have a negative impact on farmer enrollments for following seasons.

CBPS. (2018). Analysis of Samrakshane and Bhoomi data to examine farmer enrolment patterns and trends by landholding size, seasons, crops grown and farmer type across the three districts of Uttara Kannada, Gadag and Raichur. Bengaluru: Centre for Budget and Policy Studies.